Single Cyber Parent

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Recently, I announced to the world my desire to help children by writing a press release on www.taylorbrownrealestatetalks.com.  Check it out by click on the title, Fatherhood Equals Great Blog For One Father.

Taylorbrownrealestatetalks.com is an educational real estate blog that discusses real estate, and answer questions you did not know you had about real estate, insurance, and mortgages.

• 10 Worst Real Estate Markets In 2009 As I mentioned in a previous post, the real estate market hasn't hit bottom yet. According to an Article in Fortune Magazine, 8 of the top 10 worst real estate markets in 2009 are in California. The range of the predicted price decline is between 20 to 25%. 1. Los Angeles 2008 median house......
• Real Estate Investments - Good Idea or Bad Idea? Right now, if there was a market that had bad news written all over it, it would be real estate. The housing crisis has made investors jumpy, the economy appears to be tanking and home values are plummeting across the country. Would you believe that this is actually a good......
• Home Prices to Fall Another 30%: Analyst Who Called Crash Makes Bearish Call on Real Estate Several readers have emailed me over the past few weeks asking my opinion on the current state of the real estate market after my post on mark-to-market accounting practices. The gist of these questions went something like this: Is now the time to buy a house? Have we hit a......
• How To Become Wealthier, Faster Investing In Real Estate Having rehabbed over 521 properties in the last nine years and collected over 3000 apartment units I'm often asked, how can I become wealthier faster investing in real estate? While most investors concentrate on some aspect of single-family houses, I was always interested in apartment houses first, and then single......
• 2006: U.S. Cities With Overvalued Real Estate And Home Prices Buying a home is a big-time real estate investment and has to be done with great prudence. Knowing where not to buy a home is as important as are the dos and don'ts of buying a home. Of the many top ten lists on CNNMoney.com, there is listed the......

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Are you a single parent wondering if you could afford the “American Dream” of home ownership?  The answer is a resounding, “yes”.  However, it will require planning.

In order for you to be successful with your dream of home ownership it is is important to understand several things before getting started on your path to home ownership.  You must know:

• the difference between a home appraisal and a home inspection
• what your credit score is
• how much home you can afford
• what property tax exemptions you are eligible for and why
• what is the difference between fixed and adjustable rate mortgage
• what is replacement cost and how does it affect your insurance premium
• why is it important to shop around for insurance coverage
• why it is important to shop around for a mortgage
• what is mortgage insurance and what does it protect
• what is a FHA loan
• what is a conventional loan
• how much is needed, really, to purchase and maintain a home
• what money saving tips are available to help you maintain your home
• what should you be looking for in a home

Over the next series of posts a renowned and successful broker, author, co-author, and speaker will be addressing the above issues.

Ms. Brown has worked with several first time home buyers, but more importantly she has worked with and coached several single parents through the buying process.  In addition, all of the single parents that she coached through the buying process are still successful and happy homeowners today.

Ms. Brown has over ten years of experience as a real estate professional.  She prides herself on ensure that her clients understand the buying or selling process.  She accomplish this goal by educating her clients with books like “Should I Short Sale My Home” and “How to Make Your Home Sell”.  She also has a successful blog at Taylor-Brown Real Estate Talks.com.

Ms. Brown is not only a license real estate broker in both Indiana and Illinios, but she has two bachelor degrees.  One of her bachelor degrees is in business administration and the other degree is in electronic engineering technology.

It is equally important to point out the goal of Taylor-Brown Real Estate Talks.  Taylor-Brown Real Estate Talks’ goal is to empower the customer through education about real estate, mortgage, insurance, so that the consumer can achieve wealth through the listing and selling of real estate.

Tomorrow’s post will be on the all important credit score.  There has been a lot of changes in the mortgage industry in recent years, and Ms. Brown wants to share with you how those changes will affect your buying experience.

Related articles on first time home buying

• Home Ownership 101 (slideshare.net)
• Home Selling Guide 9 19 08 Final (slideshare.net)
• First-time homebuyers get ready (money.cnn.com)
• Credit Scores May Hurt Homeowners Insurance Customers (homeownersinsurance.org)

• Buying A Vacation Home But Renting A Primary Home. Lately, my wife and I have been discussing the idea of continuing to rent a primary home here close to town but purchasing a vacation cabin a few hours from here. We can rent pretty much any house we want here in our area for around $1,000 a month, and......
• Saving Money with a Government Loan Option Buying a home is part of the American dream. For more than half of a century, Americans have been set on finding homes to hang their hats. Owning a home is a sign of stability and pride. However, financing a home can be a nightmare that interrupts the American dream.......
• How to sell your home fast...or not Back in September, I wrote an article providing tips on how to sell your home fast in a buyer's market. These tips and suggestions were not only things I had personally done to the home we're trying to sell, but also tips and suggestions from multiple real estate agents,......
• Sarasota Foreclosures Reveal John's 3 Home-Buying Mistakes! (podcast) Sarasota real estate agent Mike Payne provides FREE podcasts for your eduTainment - please leave your comments, questions and/or suggestions below! [/caption] Enjoy this short podcast.... For more information, click the link. Sarasota Foreclosures Compound John’s 3 Home-Buying Mistakes! Description: Sarasota real estate exposes 3 common but costly home-buying MISTAKES,......
• Happy 28th Birthday Evan I can't believe it has been a year since I wrote my 27th birthday post to myself!  Well, since it happens once a year and I have been blogging for about 18 months on November 10 I turned 28 years old.  After reading the post over, it seemed like I......